Thursday, October 04, 2012

What is offered during 2013 open enrollment through Brethren Insurance Services?

Church of the Brethren employees who work 20 hours or more are eligible to enroll in four ancillary insurance products through Brethren Insurance Services in November. Brethren Insurance Services are a service from Brethren Benefit Trust (BBT).

Rates, plan information, and enrollment forms for Dental, Vision, Supplemental Life, and Short-Term Disability Insurance will be available at after Oct. 29.

Those who wish to renew a current level of coverage for these services do not need to reapply.

Here is a more complete description of each of the four products being offered during this year’s open enrollment:
Dental: Choose from one of three dental plan options for a church employee or their family. These plans can cover checkups and other preventive services, as well as fillings, oral surgery, and orthodontia. This coverage is offered in partnership with Delta Dental of Illinois.

Vision: Three plan options are available to a church employee and family through EyeMed Vision Care. These plans offer various levels of coverage for eye exams, contact lenses, and glasses.

Supplemental Life: This insurance is available to members who already have Life insurance coverage through Brethren Insurance Services. This age-rated product is available for up to $10,000 of additional insurance for those who have not yet reached their maximum life insurance benefit amount.

Short-Term Disability: This product covers most of the gap between the onset of disability and the start of Long-Term Disability coverage. This plan will pay up to 60 percent of salary--up to $1,250 per week. (Note: Any sickness or injury for which an applicant received medical treatment, consultation, care, or services--including diagnostic procedures--or took prescribed drugs or medicines to treat during the three months immediately prior to the effective date of insurance, is not covered for the first 12 months the policy is in effect.)
Because a church employee also may apply for Life, Long-Term Disability, and Long-Term Care Insurance through Brethren Insurance Services at any time throughout the year, these services will not be part of the 2013 open enrollment. Approval will be based on health information.

For questions or to receive an open enrollment packet by mail, please contact Connie Sandman, customer service representative, at 800-746-1505, ext. 366, or .

-- Brian Solem is publications coordinator for Brethren Benefit Trust.

Source: 10/04/2012 Newsline

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